Owner Independence
Writing from Fajem & Co. on owner independence.
Latest
Owner Independence
The Thirty-Day Test: What Happens to Your Business If You Step Away for a Month
A month completely unreachable exposes whether your business runs on systems or runs on you — and what that dependency actually costs when it's time to sell.
October 8, 2026
Owner Independence
Owner-Dependent Business: Why a Company That Needs You Every Day Is Worth Less
Why owner-dependent businesses sell for less — and the practical steps that reduce the risk buyers see, even if you're years from selling.
September 26, 2026
Owner Independence
Building a Management Layer Before You Need One
Why the best time to hire management is when the business can still afford to train them—not when it's already on fire. For Canadian owner-operated businesses preparing for growth or exit.
September 26, 2026
Owner Independence
Can Your Business Run Without You? The Owner Dependency Question Every Canadian Business Owner Must Answer
A plain look at owner dependency — what it is, why it quietly lowers what a business is worth, and how to tell whether you've built an asset or bought yourself a job.
September 8, 2026